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I already have coverage…

Management Systems Forums ACA Open Enrollment I already have coverage…

This topic contains 3 replies, has 1 voice, and was last updated by  Cartier love bracelet lady stainless steel 3 months ago.

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  • #3450 Reply

    Serafin Enriquez

    I enrolled for the current year and am happy enough with my coverage and cost. Does it make sense for me to go through the process and explore alternatives? Can I just automatically re-enroll in my current plan?

    Thank you.

    #3451 Reply

    Serafin Enriquez

    Open season goes until February. If I don’t re-enroll until later in the open enrollment period will my current coverage continue until the new coverage kicks in? If not, how do I avoid a gap in coverage?

    #3457 Reply

    sarah nolan

    Hi Serafin-
    If you don’t do anything before December 15, you will be automatically renewed in your plan (or a similar plan if your plan is being discontinued). But you should go and check out what’s available for 2015, for three reasons. First, your current plan may have changed its rules and your out-of-pocket costs could have changed. Second, there may be plans with benefits that suit you better and cost less that were not around last year. So it’s worth going to healthcare.gov to shop. The third issue is that if you get a subsidy and your your income has changed, you will want to recalculate the tax credit so that it is the right amount.

    In answer to the question about February, if you are currently enrolled and do nothing, you should be re-enrolled automatically. But if you aren’t enrolled, you need to enroll by Dec 15 for coverage starting in January. ALso, because of glitches in some state systems last year, automatical re-enrollment may not happen, so it’s a good idea to actively re-enroll.

    #4276 Reply

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